Costa Rica Airbnb return calculator

On Guanacaste's Gold Coast, a well-run short-term rental typically grosses the equivalent of its market ADR × occupancy, and nets roughly 4–8% after management and operating costs before optional tax screens — plus appreciation that is not modeled here. This calculator estimates your number from purchase price, nightly rate, and occupancy, pre-filled with live Airbtics market data.

Gross revenue = nightly rate (ADR) × 365 × occupancy. Operating net subtracts cleaning/turnover (~12% of gross), HOA, utilities, insurance, property tax, a maintenance reserve, and the co-host fee. Optional screens estimate 13% IVA remittance and a 15% flat income-tax line on gross — verify with a contador. Cash-on-cash = after-tax net ÷ (purchase price × your down-payment %). Illustration only — not financial or tax advice.

Cleaning and turnover, HOA fees, utilities, insurance, Costa Rica property tax (~0.25% of value), and a 1%-of-value maintenance reserve — plus your chosen co-host management fee (10–30% of gross). Optional IVA and flat income-tax toggles are screens, not filings. The self-managed column applies no management fee.

Set the cash / down-payment slider to the equity you will put in. Cash-on-cash = after-tax net operating income ÷ that equity. At 100% cash it matches after-tax yield. Debt service is not modeled — if you borrow, subtract annual debt service yourself before comparing to equity.

Usually, net of the fee. Professional dynamic pricing, multi-channel distribution, and direct bookings typically lift occupancy and nightly rate enough to more than cover a 15–25% management fee. The calculator shows both scenarios side by side so you can see the net advantage for your numbers.

This calculator screens cleaning and turnover at about 12% of gross revenue — a practical Gold Coast planning band that covers guest-ready turns, linens, and consumables on a typical villa or condo calendar. Real quotes vary by beds, pool, and distance from town. If you already run a listing, pair this model with the free co-host audit scorecard for peer comps.