Owner financing & seller carry — Guanacaste Gold Coast
20 live owner-financing listings from $249,000. Seller financing is one of the most practical ways foreigners buy in Guanacaste when local bank approval is slow or unavailable. These are live broker listings whose text mentions owner financing — filter the map to see only them.
Broker text match only — confirm terms, recorded hipoteca, and default clauses with a Costa Rican attorney before relying on any headline. Updated 2026-08-15.
Fair · thin comps7 min drive to beachocean view
$475,000
House of Winds 3
Homes · 3 bd · 3.5 ba · 2,099 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Fair · thin compswalk to beachocean view
$445,000
Villa Serena - Playa Potrero, CR
Homes · 3 bd · 2 ba · 2,411 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Fair · thin comps14 min drive to beach
$599,000
Casa Joe - Peaceful Home in the Back with Income in the Front
Homes · 5 bd · 3 ba · 3,681 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Fair pickwalk to beach
$599,500
Villa Garden Oasis
Homes · 4 bd · 3 ba
STR yield & revenueView report →
via Hidden Coast Realty
Fair pickwalk to beach
$749,000
Los Jobos Garden #1 – Financing Available! - Playa Tamarindo, Los Jobos, CR
Homes · 4 bd · 4.5 ba · 3,660 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Weak · thin comps12 min drive to beach
$590,000
Casa Mango de Isarocca ~ New 4 Bedroom Home in a Private Compound with 15 Year Owner Financing and Only 10% Down
Homes · 4 bd · 2 ba · 2,594 sqft
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Weak pick8 min drive to beach
$489,000
Casa Blanca Near Tamarindo
Homes · 3 bd · 4 ba
STR yield & revenueView report →
via Flamingo Beach Realty
Weak · thin comps8 min drive to beachocean view
$1,390,000
Casa Sunset ~ Turnkey Elegance Meets Panoramic Views
Homes · 4 bd · 4.5 ba · 3,993 sqft
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Weak pickwalk to beach
$495,000
Pacific Park #402
Condos · 2 bd · 2 ba · 1,615 sqft
STR yield & revenueView report →
via Hidden Coast Realty
Weak · thin comps27 min drive to beach
$293,000
PRICE REDUCTION! The Oaks 94 ~ Ground-Floor Condo with Custom Finishes
Condos · 2 bd · 2 ba · 990 sqft
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Double-check first28 min drive to beach
$249,000
El Sandal #9- 3 Bed Town Home, 10 mins to beach
Condos · 3 bd · 2 ba · 1,722 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Double-check first47 min drive to beachocean view
$649,000
Brand New Surfside Beach House - Seller Financing Option
Homes · 4 bd · 3 ba · 3,498 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Weak · thin comps21 min drive to beach
$2,200,000
Sanara #28 - Reserva Conchal, CR
Homes · 6 bd · 5 ba · 3,401 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Double-check first14 min drive to beachocean view
$1,195,000
CASA PUNTA LADERA Lot N2
Homes · 3 bd · 3.5 ba · 3,218 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Weak · thin compswalk to beach
$3,695,000
Villa Akari
Homes · 5 bd · 5.5 ba · 7,922 sqft
STR yield & revenueView report →
via Hidden Coast Realty
Weak · thin compswalk to beach
$3,195,000
Casa Bohemia Ceibo 5 - Reserva Conchal, CR
Homes · 4 bd · 4.5 ba · 7,858 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Double-check firstwalk to beachocean view
$750,000
Twin Dolphins 1A - beachfront condo located directly on Playa Potrero
Condos · 2 bd · 2 ba · 1,389 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
15 min drive to beach
$570,000
Las Salinitas de Playa Grande - Playa Grande, CR
Homes · 12 bd · 6 ba
STR yield & revenueView report →
via Flamingo Beach Realty
Boutiquewalk to beachocean view
$990,000
Splendor 360º - Maximize Your Investment ~ Marina View Condo and Seller Financing
Boutique · 2 bd · 2 ba · 1,464 sqft
🏨 Multi-key STRView report →
via RE/MAX Ocean Surf & Sun
No photo
Boutiquewalk to beach
$1,176,000
Turnkey Multi-Home Investment Property in Catalina Cove
Boutique · 9 bd · 6 ba · 4,790 sqft
🏨 Multi-key STRView report →
via Coldwell Banker Tamarindo
FAQ
Common questions
Is owner financing common in Costa Rica real estate?
Yes — especially on the Pacific coast. Sellers often carry a note with 30–50% down and a 3–5 year term rather than waiting for a buyer to clear local bank underwriting.
How is seller financing secured in Costa Rica?
Typically with a registered hipoteca (mortgage) or fideicomiso de garantía drafted by a notary-attorney. Never wire funds without escrow and a reviewed contract.
Deal flow
Alert me on owner financing & seller carry
New Gold Coast listings that match this filter — ranked as they hit the scrape.