Owner financing & seller carry — Guanacaste Gold Coast
30 live owner-financing listings from $199,999. Seller financing is one of the most practical ways foreigners buy in Guanacaste when local bank approval is slow or unavailable. These are live broker listings whose text mentions owner financing — filter the map to see only them.
Broker text match only — confirm terms, recorded hipoteca, and default clauses with a Costa Rican attorney before relying on any headline. Updated 2026-09-30.
Fair · thin comps7 min drive to beachocean view
$475,000
House of Winds 3
Homes · 3 bd · 3.5 ba · 2,099 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Fair · thin comps8 min drive to beachocean view
$489,000
Owner Financing Available! Valley View Home 5 minutes from Tamarindo
Homes · 3 bd · 4 ba · 2,368 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Looks cheap · verifywalk to beachocean view
$445,000
Villa Serena - Playa Potrero, CR
Homes · 3 bd · 2 ba · 2,411 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Strong pickwalk to beach
$749,000
Los Jobos Garden #1 – Financing Available! - Playa Tamarindo, Los Jobos, CR
Homes · 4 bd · 4.5 ba · 3,660 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Fair · thin comps9 min drive to beachocean view
$695,000
Corona Del Cabo Lot 4 - Playa Grande, CR
Homes · 4 bd · 4.5 ba · 2,476 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Weak · thin comps28 min drive to beach
$230,000
El Sandal #9- 3 Bed Town Home, 10 mins to beach
Condos · 3 bd · 2 ba · 1,722 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Weak · thin compswalk to beachocean view
$274,000
Owner Financing Available - Sunset Hill Condo with Ocean Views Near the Beach
Condos · 1 bd · 1 ba · 538 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Weak pickwalk to beach
$675,000
3 Bed Single Family Homes For Sale
Homes · 3 bd · 3 ba · 3,251 sqft
STR yield & revenueView report →
via CB Pacific Realty
Weak · thin comps32 min drive to beach
$785,000
Exclusive Casa Finn in Palo Vista, Huacas – $785K Modern Retreat – 1st Choice Realty Costa Rica
Homes · 3 bd · 2 ba · 3,014 sqft
STR yield & revenueView report →
via 1st Choice Realty
Weak · thin compswalk to beach
$1,600,000
Tamarindo Park Casa 69 - Tamarindo, CR
Homes · 5 bd · 5.5 ba · 5,576 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Weak · thin compswalk to beach
$199,999
Serena Suites L3 – Top Floor Mountain View Condo - Seller Financing
Condos · 2 bd · 2 ba · 980 sqft
STR yield & revenueView report →
via Palm Real Estate
Double-check first14 min drive to beachocean view
$1,195,000
CASA PUNTA LADERA Lot N2
Homes · 3 bd · 3.5 ba · 3,218 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Weak pickwalk to beach
$495,000
Pacific Park #402
Condos · 2 bd · 2 ba · 1,615 sqft
STR yield & revenueView report →
via Hidden Coast Realty
Weak pickwalk to beach
$495,000
Spacious Condo for Sale in Tamarindo – Walk to the Beach
Condos · 2 bd · 2 ba
STR yield & revenueView report →
via 1st Choice Realty
Weak · thin compswalk to beachocean view
$2,100,000
Casa Vista Escondida - Playa Potrero, CR
Homes · 5 bd · 5.5 ba · 5,403 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
Weak · thin compswalk to beach
$3,695,000
Villa Akari
Homes · 5 bd · 5.5 ba · 7,922 sqft
STR yield & revenueView report →
via Hidden Coast Realty
Weak · thin compswalk to beach
$3,195,000
Casa Bohemia Ceibo 5 - Reserva Conchal, CR
Homes · 4 bd · 4.5 ba · 7,858 sqft
STR yield & revenueView report →
via Flamingo Beach Realty
1 min drive to beach
$525,000
Azul Paraíso 11A
Condos · 4 bd · 3 ba · 2,508 sqft
STR yield & revenueView report →
via Palm Real Estate
15 min drive to beach
$570,000
Las Salinitas de Playa Grande - Playa Grande, CR
Homes · 12 bd · 6 ba
STR yield & revenueView report →
via Flamingo Beach Realty
Land13 min drive to beachocean view
$595,000
Ocean view lots in altos de paraiso, financing available - summercoastrealty.com
Lots · 363 m²
📐 $1,639/m² · 🏗 ~5.0%View report →
via Summer Coast Realty
Land10 min drive to beachocean view
$595,000
ALTOS DE PARAISO DEVELOPMENT LAND
Lots
🏗 ~4.4% build yieldView report →
via 1st Choice Realty
14 min drive to beach
$599,000
Casa Joe - Peaceful Home in the Back with Income in the Front
Homes · 3 ba
STR yield & revenueView report →
via Coldwell Banker Tamarindo
47 min drive to beachocean view
$649,000
Brand New Surfside Beach House - Seller Financing Option
Homes · 4 bd · 3 ba · 3,498 sqft
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Boutiquewalk to beach
$850,000
Massai Apartments - summercoastrealty.com
Boutique
🏨 Multi-key STRView report →
via Summer Coast Realty
Boutique · 2 keyswalk to beach
$900,000
Commercial Center with 2 Apartments in Brasilito - Playa Brasilito, CR
Boutique · 2 keys · 6 ba
🏨 ~7.3% per-keyView report →
via Flamingo Beach Realty
Boutique · 3 keyswalk to beach
$900,000
Excellent investment opportunity, commercial center with 3 apartments for sale in Brasilito - summercoastrealty.com
Boutique · 3 keys
🏨 ~10.9% per-keyView report →
via Summer Coast Realty
1 min drive to beachocean view
$990,000
Splendor 360º – Maximize Your Investment ~ Marina View Condo and Seller Financing
Condos · 2 bd · 2 ba
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Boutiquewalk to beach
$1,176,000
Turnkey Multi-Home Investment Property in Catalina Cove
Boutique · 9 bd · 6 ba · 4,790 sqft
🏨 Multi-key STRView report →
via Coldwell Banker Tamarindo
Landwalk to beach
$2,199,000
Sea Tower Commercial Center in Tamarindo – 1st Choice Realty Costa Rica
Boutique
No STR estimateView report →
via 1st Choice Realty
Boutique · 11 keyswalk to beach
$2,600,000
Tamarindo Bay – Nicest Boutique Hotel in Tamarindo – 1st Choice Realty Costa Rica
Boutique · 11 keys · 13 ba
🏨 ~13.8% per-keyView report →
via 1st Choice Realty
FAQ
Common questions
Is owner financing common in Costa Rica real estate?
Yes — especially on the Pacific coast. Sellers often carry a note with 30–50% down and a 3–5 year term rather than waiting for a buyer to clear local bank underwriting.
How is seller financing secured in Costa Rica?
Typically with a registered hipoteca (mortgage) or fideicomiso de garantía drafted by a notary-attorney. Never wire funds without escrow and a reviewed contract.
Deal flow
Alert me on owner financing & seller carry
New Gold Coast listings that match this filter — ranked as they hit the scrape.