Owner financing & seller carry — Guanacaste Gold Coast
11 live owner-financing listings from $150,000. Seller financing is one of the most practical ways foreigners buy in Guanacaste when local bank approval is slow or unavailable. These are live broker listings whose text mentions owner financing — filter the map to see only them.
Broker text match only — confirm terms, recorded hipoteca, and default clauses with a Costa Rican attorney before relying on any headline. Updated 2026-07-01.
Verify first$570,000
Las Salinitas de Playa Grande - Playa Grande, CR
Homes · 12 bd
STR yield & revenueView report →
via Flamingo Beach Realty
Verify first$599,500
Villa Garden Oasis
Homes · 4 bd
STR yield & revenueView report →
via Hidden Coast Realty
Verify first$990,000
Splendor 360º - Maximize Your Investment ~ Marina View Condo and Seller Financing
Condos · 2 bd · 136 sqft
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Verify first$250,000
El Oasis 305
Condos · 1 bd · 875 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Verify first$1,649,000
Villa Perfecta Vida - OWNER FINANCING AVAILABLE
Homes · 5 bd · 8,700 sqft
STR yield & revenueView report →
via Tres Amigos Realty
Verify first$590,000
Casa Mango de Isarocca ~ New 4 Bedroom Home in a Private Compound with 15 Year Owner Financing and Only 10% Down
Homes · 4 bd · 241 sqft
STR yield & revenueView report →
via RE/MAX Ocean Surf & Sun
Verify first$445,000
Villa Serena - Playa Potrero, CR
Homes · 3 bd
STR yield & revenueView report →
via Flamingo Beach Realty
Verify first$1,275,000
CASA PUNTA LADERA Lot N2
Homes · 3 bd · 3,217 sqft
STR yield & revenueView report →
via Tres Amigos Realty
$150,000
Villareal Studios 16-Plex - Villa Real, CR
Homes
STR yield & revenueView report →
via Flamingo Beach Realty
$495,000
Pacific Park #402
Condos
STR yield & revenueView report →
via Hidden Coast Realty
$649,000
Brand New Surfside Beach House - Seller Financing Option
Homes · 4 bd
STR yield & revenueView report →
via Coldwell Banker Tamarindo
Common questions
- Is owner financing common in Costa Rica real estate?
- Yes — especially on the Pacific coast. Sellers often carry a note with 30–50% down and a 3–5 year term rather than waiting for a buyer to clear local bank underwriting.
- How is seller financing secured in Costa Rica?
- Typically with a registered hipoteca (mortgage) or fideicomiso de garantía drafted by a notary-attorney. Never wire funds without escrow and a reviewed contract.
Deal flow
Alert me on owner financing & seller carry
New Gold Coast listings that match this filter — underwritten as they hit the scrape.